How it works

A six-step flow that keeps your records honest.

From the moment you snap a slip to the day SARS opens filing, Mali-X does the admin. Here is exactly what happens to every receipt.

Mali-X Home screen: Mali-back progress of R 3 452.69 for tax year 2026/2027, a recommended next step to upload receipts, a tax overview for Individual, Property and Business, a Mali-back over time chart and recent claims.
  1. 01

    Capture

    Snap a photo, upload a PDF, or forward an invoice by email. Mali-X reads it in seconds.

    Three ways in: your phone's camera, a PDF upload, or an invoice forwarded by email. AI and OCR read the slip in seconds, so there is nothing to type.

    • Snap a photo of any slip
    • Upload a PDF statement or invoice
    • Forward an invoice by email
  2. 02

    Check

    Review what the AI pulled out - supplier, date, amount - before anything gets saved.

    Nothing is saved until you have looked at it. Check the supplier, the date and the amount the AI pulled out, fix anything that looks off, then confirm.

    • Supplier
    • Category and month
    • Amount
  3. 03

    Categorise

    Every expense is filed under the right SARS deduction code, automatically.

    Each expense lands in the right place: doctor visits, medication, dental, eye care and physio on the Individual side; repairs and levies under Property; travel and invoices under Business.

    • Medical categories
    • Home office and Section 18A
    • Property and business costs
  4. 04

    Track

    Watch your expenses, your Mali-back estimate, and your records build all year.

    Your estimated Mali-back updates with every receipt. See it by month, by category and in total, long before SARS opens filing.

    • Estimated Mali-back to date
    • Month-by-month chart
    • Best month at a glance
  5. 05

    Improve

    Get nudged when a receipt's missing, or when a deduction's been left on the table.

    Mali-X points out what needs attention: items to review, opportunities you have not claimed yet, and how you are tracking against key tax dates.

    • Items to review
    • Opportunities
    • Key tax dates
  6. 06

    Prepare

    Generate a SARS-ready tax pack the moment tax season lands.

    When tax season arrives, your records are already in order: every claim categorised, every receipt attached, totals ready for Individual, Property and Business.

    • Totals per profile
    • Receipts attached
    • Ready for eFiling or your practitioner

How Mali-X works

The whole journey, one coin at a time

  1. 01

    Capture

    Snap a photo, upload a PDF, or forward an invoice by email. Mali-X reads it in seconds.

  2. 02

    Check

    Review what the AI pulled out - supplier, date, amount - before anything gets saved.

  3. 03

    Categorise

    Every expense is filed under the right SARS deduction code, automatically.

  4. 04

    Track

    Watch your expenses, your Mali-back estimate, and your records build all year.

  5. 05

    Improve

    Get nudged when a receipt's missing, or when a deduction's been left on the table.

  6. 06

    Prepare

    Generate a SARS-ready tax pack the moment tax season lands.

Get your Mali-back.

The app is launching soon on the App Store and Google Play. Ask to be told the day it lands.

Tell me when it launches