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Non-provisional returnsReturns close 23 Oct 202614 days left

Every receipt,accounted for.Automatically.

Mali-X turns your phone's camera into a full accounting team - capturing, categorising and tracking every deductible expense before tax season even starts.

Get started free See how it works
  • POPIA compliant
  • SARS-ready records
  • Bank-grade encryption
Mali-X in 15 seconds

Live preview

This is the real app. Go on, scroll it.

No mock-ups here. These are Mali-X's own screens. Scroll inside the phone, tap Home or Individual on its tab bar, or pick a feature below.

  1. Estimated savings for the tax year, how much you have captured so far, and what needs a look: items to review, opportunities and key tax dates.

  2. One clear nudge at a time, like uploading your latest receipts to grow your Mali-back.

  3. Individual, Property and Business side by side, each with total expenses and estimated Mali-back.

  4. Month by month, with your total expenses, estimated Mali-back and your best month.

  5. Supplier, category, month and amount for every claim, with Scan Receipt and Upload Receipt right there.

  6. Doctor, medication, hospital, dental, eye care, devices, physio and more, each with claims, spend and Mali-back.

  7. Home office and Section 18A donations, each with its own estimated Mali-back.

Mali-X Home screen: Mali-back progress of R 3 452.69 for tax year 2026/2027, a recommended next step to upload receipts, a tax overview for Individual, Property and Business, a Mali-back over time chart and recent claims.

How Mali-X works

From receipt to refund - how Mali-X turns a pile of slips into a SARS-ready tax pack

  1. 01

    Capture

    Snap a photo, upload a PDF, or forward an invoice by email. Mali-X reads it in seconds.

  2. 02

    Check

    Review what the AI pulled out - supplier, date, amount - before anything gets saved.

  3. 03

    Categorise

    Every expense is filed under the right SARS deduction code, automatically.

  4. 04

    Track

    Watch your expenses, your Mali-back estimate, and your records build all year.

  5. 05

    Improve

    Get nudged when a receipt's missing, or when a deduction's been left on the table.

  6. 06

    Prepare

    Generate a SARS-ready tax pack the moment tax season lands.

Who it's for

Built around how you actually earn.

One app for the three ways South Africans claim: personal deductions, property and business. Each gets its own totals and its own Mali-back estimate.

Individuals

Medical bills, donations, retirement contributions - the deductions most people miss.

See individual deductions
Mali-X Individual card: total expenses R 13 263.44, estimated Mali-back R 1 038.31

Property owners

Rental income, levies, maintenance and interest, sorted the way SARS expects.

See property deductions
Mali-X Property card: total expenses R 8 404.34, estimated Mali-back R 2 353.22

Business

Equipment, marketing and travel, itemised and ready for provisional tax.

See business deductions
Mali-X Business card: total expenses R 226.51, estimated Mali-back R 61.16

Live Mali-back estimate

Watch your refund grow, before you file.

Every receipt you capture updates your estimated Mali-back in real time. Try the maths yourself on this year's SARS tax tables.

R 450 000
R 100kR 2m
R 25 000
R 0R 150k
Your age on 28 February 2027

Your potential Mali-back

R 7 750

Tax before deductions
-
Tax after deductions
-
Your marginal rate
-

Every R 1 000 you claim is worth about R 310 back.

Illustrative only. Uses SARS 2026/2027 rates and rebates for deductions such as Section 18A donations, retirement contributions and qualifying home-office costs. Medical expenses work through tax credits and are not included. Limits apply, and your actual assessment may differ.

Security & compliance

Every record, defensible.

Your receipts carry personal information. Mali-X treats them that way.

How we protect your data
  1. 01

    POPIA compliant

    Your documents are processed and stored under South Africa's data protection law - no exceptions.

  2. 02

    Bank-grade encryption

    Every receipt is encrypted in transit and at rest, the same standard your bank runs on.

  3. 03

    SARS-ready audit trail

    Every categorisation is logged, so you can back up any deduction if SARS comes asking.

Tax season at a glance

Key dates for the 2026 filing season.

Mali-X keeps these in front of you, and can sync them to your calendar. Here is where the season stands today.

Non-provisional returns close

14

days to 23 October 2026

The non-provisional deadline has passed. Provisional taxpayers and trusts have until 22 January 2027.

All 2026 dates

  1. Auto-assessments

    SARS issues auto-assessments. If you agree with yours, you do not need to do anything else.

  2. Filing opens

    Non-provisional individuals can submit returns on eFiling and the SARS MobiApp.

  3. Non-provisional deadline

    Last day for individuals who are not provisional taxpayers to submit their 2026 return.

  4. Provisional taxpayers and trusts

    Final filing date for provisional taxpayers and trusts.

Dates from SARS, sars.gov.za filing season.

Get your Mali-back.

The app is launching soon on the App Store and Google Play. Ask to be told the day it lands.

Tell me when it launches